Models / Lumen Risk Labs delivery team

Regulatory Clause Retriever

Finds the relevant paragraphs in BNM and Bank policy documents.

InternalThird-partyGenAIMinimal riskGenAI · 1.2.0 · regulatory-clause-retriever
152 18K/30d 68

Recall@5

0.91

MRR@10

0.78

Citation accuracy

0.95

Median latency

620 ms

About this model

Finds the paragraphs in BNM policy documents and the Bank's own policies that are relevant to a question or a draft procedure, and returns them with document, section and effective date. Built for compliance and policy teams doing gap analysis when a new policy document is issued.

Intended use

Compliance gap analysis, policy drafting and audit preparation by Compliance, Group Risk and policy owners. Retrieves and cites; interpretation stays with Compliance and Legal.

Training data lineage

Lumen Risk Labs' retrieval model (domain-tuned embedding plus a re-ranker), licensed and deployed in the Bank's Vertex AI project over policy-procedure-corpus, which includes the public BNM policy documents the Bank tracks. Short answers generated with Gemini 2.5 Flash on Vertex AI. Index refreshed weekly, in the Malaysia region.

Limitations & bias notes

Covers documents in the corpus only; FAQs, letters to industry and consultation papers are partly indexed. Superseded documents are kept and labelled, so check the effective date on every result. Tables inside PDFs are retrieved as text and can lose structure.

#genai#retrieval#regulatory-compliance#bnm-policy#citations#vendor

Ownership and sensitivity

Owned by

Lumen Risk LabsLumen Risk Labs delivery team

Accountable owner: Vendor account manager

Who approves access

No approval needed. Self-service: subscribe and use, logged for chargeback.

Built on by AI Centre of Excellence, Operational & Third-party Risk.

In GenAI assistants approved for internal use

Internal

Open to all staff. Aggregates, policy text, public series and synthetic data.

Self-service: subscribe and use, logged for chargeback.

Third-party
Supplied by an approved vendor; outsourcing and third-party risk controls apply.
GenAI
Generates text; prompt screening for customer data and output review apply.

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Details

Updated
2026-06-20
Latest version
1.2.0
Licence
Vendor Licensed
Access
Open to all BUs
Framework
Vertex AI Gemini
Language
English